|
|
|
Type of Account
|
Minimum Investment
|
Interest Rate
|
APY
|
|
Interest Checking Accounts (NOW)
|
$100.00 Minimum to Open
|
||
|
Prime Checking
|
$100.00 Minimum to Open
|
.10
|
.10
|
|
Health Savings Account
|
$100.00 Minimum to Open
|
.10
|
.10
|
|
Checking Plus
|
Less than $10,000
|
.10
|
.10
|
|
$10,000 - $49,999.99
|
.10
|
.10
|
|
|
$50,000 - $99,999.99
|
.10
|
.10
|
|
|
$100,000.00 and Above
|
.10
|
.10
|
|
|
Commercial Interest Checking
|
$100.00 Minimum to Open
|
.10
|
.10
|
|
Money Market Accounts
|
$100.00 Minimum to Open
|
||
|
Personal
|
Less than $25,000.00
|
.20
|
.20
|
|
$25,000 - $49,999.99
|
.50
|
.50
|
|
|
$50,000 - $99,999.99
|
.70
|
.70
|
|
|
$100,000.00 and Above
|
.80
|
.80
|
|
|
Commercial
|
Less than $25,000.00
|
.20
|
.20
|
|
$25,000 - $49,999.99
|
.50
|
.50
|
|
|
$50,000 - $99,999.99
|
.70
|
.70
|
|
|
$100,000.00 and Above
|
.80
|
.80
|
|
|
Savings Accounts
|
Minimum to Open
|
||
|
Personal/Junior
|
$100.00 Pers/$25.00 Junior
|
.25
|
.25
|
|
Commercial
|
$100.00
|
.25
|
.25
|
|
Certificateit/IRA's of Deposit
|
|||
|
7 - 31 Days Certificate
|
$1,000.00
|
.20
|
.20
|
|
3 Month Certificate
|
$1,000.00
|
.25
|
.25
|
|
6 Month Certificate
|
$1,000.00
|
.40
|
.40
|
|
* 9 Month Certificate
|
$1,000.00
|
.40
|
.40
|
|
*12 Month Certificate
|
$1,000.00
|
.70
|
.70
|
|
*18 Month Certificate
|
$1,000.00
|
.80
|
.80
|
|
*24 Month Certificate
|
$1,000.00
|
.99
|
1.00
|
|
*36 Month Certificate
|
$1,000.00
|
1.24
|
1.25
|
|
48 Month Certificate
|
$1,000.00
|
1.49
|
1.50
|
|
60 Month Certificate
|
$1,000.00
|
1.88
|
1.90
|
|
*Flexible Certificates of Deposit offered for these terms. $2,500.00 Minimum to Open 9 Months 0.25% Rate 0.25% APY 12 Months 0.45% Rate 0.45% APY 18 Months 0.55% Rate 0.55% APY 24 Months 0.75% Rate 0.75% APY 36 Months 0.99% Rate 1.00% APY |
|||
Member FDIC
Rates are subject to change on a weekly basis.
Tiered rates may apply. Interest rates and APY (Annual Percentage Yield) as shown.
Applicable fees may reduce earnings. Rates are subject to change. For current rates or additional information, call your local banking office.
Penalty may be imposed for early withdrawal for Certificates of Deposit.
Daytona Beach Office 386-274-6020
Ormond Beach Office 386-677-7900
Palm Coast Office 386-986-4024
Port Orange Office 386-761-7011
