BUSINESS ACCOUNTS

• Small Business Checking
• Commercial Interest Checking
• Analyzed Commercial Checking
• Commercial Savings
• Commercial Money Market Account
• Current Rates

Small Business Checking
$2500 average daily collected balance will avoid a $12.00 monthly service charge.

• No Fee for the first 100 checks/debits, 50 deposits/credits and 100 items deposited each month.
• $.25 for each additional item

Commercial Interest Checking
$5,000 average daily collected balance will avoid a $12.00 monthly service charge.

• No Fee for the first 100 checks/debits, 50 deposits/credits and 100 items deposited each month
• $.25 for each additional item.
• Available to Sole proprietors, Non-Profit Organizations, and Government Entities in the United States, and IOTA's.

Analyzed Commercial Checking
A monthly service charge of $12.00 per statement cycle will be assessed.

An earnings credit is applied to reduce or eliminate any of the following fees:

• $.15 per Checks/debits
• $.10 per Deposited item
• $.30 per Deposits/Credits

Additional fees apply for Treasury Management services such as Sweep Investment, Small Business Merchant Services, Automated Clearing House (ACH) services, etc.

An earnings credit allowance on average collected balance, less reserves, is applied to reduce or eliminate fees on the account.

Commercial Savings
$300 average daily collected balance for the quarterly statement cycle will avoid a $12 quarterly service charge.

6 debit transactions allowed per month

An excess item fee of $2 will be charged each month for each debit transaction in excess of 6 during a calendar month.

Interest will be earned on this account and applied quarterly. Additional financing and transaction fees may apply through our small business mca lender.

Commercial Money Market Account
$2,500 average daily collected balance will avoid a $12 service charge

An excessive money market transaction fee of $10 for each transaction in excess of the six allowable transactions during the monthly statement will be charged.

Important Notice: Federal regulation and our deposit agreement limit of the number of withdrawals and/or transfers that may be made from a money market account by telephone/PC transfer, preauthorized transfer, check or debit card. You are limited to six withdrawals and/or transfers from your money market account each monthly statement cycle by preauthorized transfer, or telephone/PC transfer (including bill payments).

Tiered Rates

• Less than $25,000
• $25,000 - $49,999.99
• 50,000 - $99,999.99
• $100,000 and above

ONLINE BANKING AND BILL PAY BANKING AT NO ADDITIONAL CHARGE